Prime minister loan scheme 2013 Details procedure

sponsored links

---

                        To KNOW HOW TO APPLY(Click Here)

Purpose of Scheme:

To provide tiny business loans in form of Term loan specialise in (but won’t restricted to) idle youth, particularly educated youth probing for establishing or extending commerce.

Eligibility Criteria:

Females age between 21 to 45 year having ability to start their own business or intend to expand the existing business. Applicant should have some experience of relevant field or holds a business related diploma/certificate pertaining trade of proposed business setup.

Pricing / Markup Rate : 8%

Tenor:

Maximum 7 years. The tenor will depend upon the nature of business, pattern of income and repayment capacity.

Finance Limit

Minimum : 500,000 Rs.

Maximum : 2,000,000 Rs.

Processing Time:

Processing time will not exceed 15 working days after submission of complete basic documents by the applicant.

Borrower’s Capital : 10% of Loam Amount

Collateral / Security:

From Rs. 500,000/- to Rs 749,999/- will be secured against Hypothecation of stocks/Assets & two personal guarantees of high net/credit worthy individuals including one of government servants minimum in BPS 17.

From Rs. 750,000/= up-to Rs 2,000,000/= will be secured against tangible securities such as Lien on deposit certificates, property mortgage, pledge of gold ornaments, Pledge of stocks.

Repayment of the Loan:

Equal monthly installments with grace period of 6 months for principal payment Sector and Products

Sectors and Products:

All sectors. Borrowers will be encouraged to obtain standardized schemes/projects/undertakings from SMEDA or any other body but this will not be mandatory for the borrower.

                           DOWNLOAD APPLICATION FORM

                                                          

Please contact on below mentioned Contact no. for Prime Minister’s Youth Business Loan Scheme : 03311006767

prime minister youth loan scheme form.prime minister youth loan scheme 2013 website.P M youth loan scheme application forms.prime minister youth loan scheme procedure.prime minister youth loan scheme detail by state bank of pakistan.loan scheme 2013 for youth.loan scheme of nawaz sharif.

How to apply for prime minister loan scheme 2013

sponsored links

---

Step by Step process to Apply for the Loan Scheme 2013.

1) Download the Application Form, Print it and Fill it. Download. or you can get it from Following Banks, There is no cost of application form.
National Bank of Pakistan (NBP)
First Women Bank (FWBL)

2) One personal guarantee required – No other security
Following individuals can provide guarantee for the loan applicants:
Government Servant of BPS 15 or above, OR
Any other individual having net worth of 1.5 times of the loan amount applied for.
Net worth is total assets (Moveable or immoveable) in the name of the individual minus any liabilities such as loans from banks or other individuals.
No, Blood Relatives’ guarantee is usually not acceptable to the Banks.

3) You are required for 10% of the loan amount as Borrowers Capital

4) If you are a bank defaulter, you are ineligible. You cannot apply for loan

5) Following documents are required along with loan application form.

                                                                       

a) 1 Recent Passport size photograph of the applicant
b) Photocopy of Applicants CNIC
c) Photocopy of Guarantor’s CNIC
d) Basic Borrowers Fact Sheet (Part A of form)
e) Guarantor’s Information (Part B of form)
f) Copy of SMEDA Pre-feasibility Study or Applicant’s own prepared Business Plan / Feasibility / Project Proposal

                               DOWNLOAD APPLICATION FORM

After Fulfilling All Above Requirements.

Submit Loan applications can be submitted in all branches of following banks

National Bank of Pakistan (NBP)

First Women Bank (FWBL)

Rs 100 has to be paid as processing charges to participating Banks at the time of form submission 15 days are required by participating banks to process the loan.

The bank will inform you about through letter / telephone call / SMS/email.TheSMS will come from PMYouthProg or 80028 PMO websitewww.pmo.gov.pk). Confirmation from any other number / source should not be relied upon.

Loan Amount is up to Rs. 20 Lack (Rs.100000/= – Rs. 20,00000/=) Maximum Loan under this scheme is Rs. 20 Lack.

Total No. of loans to be given are 100,000 for Year 2013-14

After you Get Lone Start Working on your Business.

• First Loan installment will be due after one year of loan disbursement
• Sometimes businesses have problems. All loan beneficiaries are advised to give their best to make their business successful. It is also advisable to keep your banker informed of any problems, which may affect your ability to repay loan and seek technical guidance. SMEDA and the banks have been directed to put in place system of periodic guidance to the entrepreneurs in running their businesses successfully.
• Mark-up Rate is 8% p.a.
• The maximum tenor of the loan is 8 years, including 1 year’s grace period. The tenor will depend upon the nature of business, pattern of income and repayment capacity.

Google's 'Zeitgeist' Top Searches For 2013 Revealed

sponsored links

---

Google has revealed its annual look at the top searches for 2013, and as ever it's revealing, interesting, and mildly disturbing.

This year Google split the list into the top "trending" searches - IE those with the most intense periods of interest - and "most searched" terms overall.

Among the highlights were the fact that Paul Walker was the top trending search of the year, after his untimely death following a car crash in November, followed by 'iPhone 5S' and 'royal baby'.

The top "What Is?" search was led by "What is Twerking?" while the top trending event of 2013 in the UK was the Grand National, beating out even Andy Murray's Wimbledon win.

Boris Johnson was the top trending politician, naturally, while "How to make pancakes" was the top trending "how to?" search.

Take a look at the full list of top trending and general searches below, after we run through a visual list of the most searched "what is?" terms - which are, frankly, hilarious.

Top Trending People for 2013

1.    Paul Walker

2.    Jiah Khan

3.    Nelson Mandela

4.    Maryam Nawaz

5.    ShraddaKapoor

6.    AltafHussain

7.    Imran Khan

8.    Alia Bhatt

9.    Sara Bharwana

10.  SurajPancholi

Top 10 Global Trending Queries for 2013

1. Nelson Mandela
2. Paul Walker
3. iPhone 5s
4. Cory Monteith
5. Harlem Shake
6. Boston Marathon
7. Royal Baby
8. Samsung Galaxy S4
9. PlayStation 4
10. North Korea

Top Trending Searches for 2013(Pakistan)

1.    PTV Sports Live

2.    Aashiqui 2

3.    Chennai Express

4.    Bigg Boss 7

5.    Dunya News

6.    ZindagiGulzarHai

7.    Jang newspaper

8.    ECP

9.    Krrish 3

10.  Mera Sultan

Paediatrics UHS MCQ Key Paper

sponsored links

---

PAEDS UHS MCQ PAPER